MG Insurance Group

Trucking Insurance

WE'RE HERE FOR THE LONG HAUL.

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Built for the road. Built for your fleet.

Running a fleet is tough—protecting it shouldn’t be.

At MG Insurance Group, trucking is where our expertise runs deepest. Our specialists assess your operation’s exact risks, then build a custom policy that protects your rigs, cargo, and personnel. We back that up with FMCSA-focused support — including MCS-90 endorsements and regular reviews of your CSA and safety data — so you have a clear, current picture of your risk profile heading into renewal. Expect straightforward communication, no-surprise renewals, and rapid claims advocacy from a partner who stays with you for the long haul.

FMCSA fleet safety review for commercial trucking

FMCSA Fleet Safety & Underwriting Reviews

Understand the safety data and inspection trends that may influence how underwriters view your trucking operation.

Fleet Safety & Underwriting Review

See the safety trends and public FMCSA data that may affect how your fleet is viewed at renewal.

We review publicly available FMCSA inspection, violation and safety data to help trucking companies understand potential underwriting concerns before their account reaches the underwriting desk.

01

FMCSA Safety Data

  • Review publicly available FMCSA safety information
  • Identify inspection and violation trends
  • Review BASIC categories and safety performance

02

Inspection Trends

  • Review recent roadside inspections
  • Identify recurring violations
  • Highlight areas that may warrant attention

03

Driver & Fleet Review

  • Review available driver and vehicle-related safety data
  • Identify patterns that may create underwriting concerns
  • Highlight areas for further review

04

Renewal Preparation

  • Summarize notable safety trends
  • Discuss potential underwriting concerns
  • Identify practical areas to address before renewal

The Goal

A clearer picture of your fleet's safety record — so you can understand potential concerns and be better prepared before your account reaches the underwriting desk.

Commercial Truck Insurance Coverages

We provide commercial truck insurance coverages designed for owner-operators and fleets, helping you stay compliant, reduce risk, and protect your operation.

Auto Liability

Covers bodily injury and property damage claims required under FMCSA regulations for commercial trucking operations.

Cargo

Protects the freight you haul against loss or damage while in transit, helping reduce financial exposure.

Non-Trucking Liability (Bobtail)

Coverage is specifically designed for commercial truck drivers operating their trucks without a trailer or when they are not used for business purposes. 

Physical Damage

Protects your truck against accidents, theft, vandalism, and other covered losses to keep your equipment on the road.

General Liability

Provides protection against third-party claims for bodily injury or property damage outside of driving operations.

Trailer Interchange

Covers physical damage to trailers you don’t own while under a trailer interchange agreement.

Our commercial truck insurance solutions are built to keep your business compliant, protect against costly claims, and control long-term insurance costs.

Commercial Truck Insurance for All Truck Types

We provide commercial truck insurance solutions for owner-operators and fleets across San Antonio and Texas, covering a wide range of truck types and operations

Tractor-trailers

Box Trucks

Garbage (Refuse) Trucks

Pump Trucks

Sand and Gravel Trucks

Cement Trucks

Refrigerated Trucks

Tanker Trucks

Hot Shot Trucks

And More

We insure everything from local delivery trucks to long-haul and specialized operations.

Get a Trucking Insurance Quote Today!

Call 210-849-6060 or request a quote online to get fast, compliant coverage tailored to your trucking operation.